How to Be Happy if You Are Poor or Don't Have Enough Money: 15 Easy Tips - Happiness On (2024)


Most people wish to have more money. We wonder how to be happy if we are poor or don’t have enough money.

In a world that often equates happiness with material wealth, it can be difficult to imagine a life filled with joy and contentment without a hefty bank account.

However, it is entirely possible to master the art of happiness without money.

We are going to explore the strategies and mindset shifts necessary to find true happiness, even if you are poor or don’t have enough money.

Whether you are currently experiencing financial hardship or simply seeking a deeper sense of fulfillment, this article will provide valuable insights and practical tips on how to be happy without money.

Very little is needed to make a happy life; it is all within yourself, in your way of thinking.

Marcus Aurelius

It can be stressful to make ends meet and to constantly worry about money.

In addition, it is not always easy to keep a positive attitude when our standard of living was higher, and all of a sudden due to a recession, pandemic, or unforeseeable circ*mstance we have less money than before.

Understanding the Link Between Money and Happiness

It is important to understand the link between money and happiness in order to truly master the art of happiness without money.

While financial security can certainly contribute to a sense of well-being, studies have shown that once our basic needs are met, additional wealth does not necessarily increase our happiness.

Furthermore, research has found that experiences, rather than material possessions, bring more lasting joy.

The memories created from travel, quality time with loved ones, and personal achievements are what truly enrich our lives.

By shifting our focus away from the accumulation of wealth and towards creating meaningful experiences, we can find happiness even in the absence of financial abundance.

Can We Be Happy Even If We Are Poor?

Being poor means lacking something such as money or a good to support ourselves.

However, being poor means something different to each of us depending on our previous experience, expectations, and how much money people around us have.

Also, if we compare ourselves with people who have less than we do, we feel more abundant.

Many currently rich and famous people struggled to make ends meet.

Some examples are J.K. Rowling, who was a single mother living on government handouts when she started writing Harry Potter.

Oprah Winfrey was homeless and broke before becoming a TV personality.

Jennifer Lopez was homeless before becoming a musician and actress.

Feeling happy will depend more on what we think about our situation than on the circ*mstances themselves.

In the next section, we will delve deeper into the specific strategies on how to be happy without money.

15 Tips to be Happy if You are Poor

1 – Appreciate Everything You Have

One effective strategy is to practice gratitude.

Taking the time to appreciate the simple pleasures in life, such as a beautiful sunset or a warm cup of coffee, can help us cultivate a sense of contentment and happiness.

By focusing on what we already have, rather than what we lack, we can begin to find joy in the present moment.

Take a few moments each day to reflect on what you are grateful for.

It could be something as simple as the sunshine on your face or the laughter of a loved one. By actively seeking out and acknowledging the good in our lives, we shift our focus away from what we lack and towards what brings us joy.

Look around you for every little thing you can be grateful for in your life. The main secret to happiness is to appreciate what we have.

Here are some examples of what we can appreciate in our life:





-Money, even if it is not as much as we would like




-Kindness from others

-Problem-solving skills

Focus on all the positive things around you. Even if you don’t have much money, you may be rich in your own way.

On the other hand, if we focus on what we don’t have, we will feel unhappy regardless of how much money or possessions we have.

Here are more Tips on How Being Grateful will Make You Happy.

2 – Our Current Circ*mstances are Temporary

It is crucial to reframe our mindset. Instead of viewing our financial circ*mstances as a limitation, we can choose to see them as an opportunity for growth and creativity.

Take a moment to reflect on the skills and talents you possess, and consider how you can utilize them to find happiness and fulfillment without relying solely on money.

No matter how bad our life is right now, we will find a way to improve it.

For example, you will find a job or a better job, soon. You may come up with a good idea to make money, your business will take off, or the economy will change.

Something good will come out of these difficult circ*mstances. Keep focusing on the life you would like to live and how you can make it happen.

Visualization is a powerful tool to look beyond our current situation. Think about your next step. What do you need to do next? What does that look like?

Here you can find out How Visualization Can Make You Happy.

3 – Practice Self-Care

It is important to remember that true happiness comes from within.

Developing a positive mindset and practicing self-care are crucial in our quest for happiness.

By focusing on our personal growth, taking care of our physical and mental well-being, and embracing a mindset of abundance, we can find happiness that is not dependent on our financial situation.

One key aspect of self-care is ensuring we get enough rest and sleep. In a world where productivity is often valued above all else, we must remember that our bodies and minds need time to recharge.

Establishing a consistent sleep routine and allowing ourselves to unwind and relax before bed can significantly improve our overall well-being.

Look for ways to take good care of yourself.

Moreover, if we are in good health, we will feel more optimistic and in a better mood.

Strive to eat healthy food, get enough sleep, exercise, and be kind to yourself.

4 – Believe in Yourself

What do you see and feel when you look at yourself in the mirror?

Make sure you look the best you can. Wash your face, comb your hair, and wear neat clothes even if you stay at home.

In addition, looking neat will send a message to our brain saying that we can take the next step and accomplish the task at hand.

Building self-confidence will help you develop a “Yes, I can” attitude that will help you take action toward the life you want to live.

Find Out How to Build Self-Confidence.

5 – Look for Inspiration in Books

Visit the library or look for free/inexpensive books that will inspire you such as biographies of people you admire or self-help books.

It is always interesting to learn how others overcame obstacles or difficult situations.

As a result, you will feel more optimistic about your own situation and get new ideas to improve your life.

You may want to read Turn Your Happiness On.

In this book, I share powerful scientifically proven strategies to improve your life.

You will find a step-by-step guide to build your self-esteem and confidence.

Once you are able to focus on all your strengths and accomplishments, you’ll be able to develop a system to create a fulfilling and happy life.

How to Be Happy if You Are Poor or Don't Have Enough Money: 15 Easy Tips - Happiness On (1)

6 – Help Others

Acts of kindness, no matter how small, can have a tremendous impact on our happiness levels.

Whether it’s donating to a charity, volunteering our time, or simply lending a helping hand to someone in need, the act of giving not only brings joy to others but also provides us with a profound sense of fulfillment.

One of the many ways to be happy if you are poor is by giving back to the community.

You may wonder, how you are supposed to help others if you don’t have enough money?

You may donate your time to help people in need.

This will make you feel good because even if you are poor, there is always something we can do to help others.

Another way to help others is through simple acts of everyday compassion. A kind word, a smile, or holding the door open for someone can brighten their day and create a ripple effect of positivity.

Taking the time to genuinely listen to a friend, offering support to a colleague, or surprising a loved one with a small gesture of kindness can make a significant difference in their lives.

Giving back doesn’t always have to involve grand gestures – even small acts can have a profound impact.

Donating unused clothes or household items to those in need, supporting local businesses, or even performing random acts of kindness like buying a stranger a cup of coffee can bring a sense of joy and connection.

If you want others to be happy, practice compassion. If you want to be happy, practice compassion.

Dalai Lama

You can also try listening to a friend’s concerns, reading to elderly people, or participating in volunteer activities.

This will help you see your own life from a different point of view while at the same time giving you a sense of accomplishment and well-being from helping others.

7 – Do Fun Activities

Consider investing in experiences that create lasting memories.

This could be as simple as planning a picnic in the park, exploring a new hiking trail, or taking a cooking class with a friend.

Finding time for activities we truly enjoy such as pursuing a hobby, indulging in a favorite book, or simply taking a leisurely walk in nature is a powerful way to cultivate happiness.

These experiences not only provide a sense of adventure and excitement but also allow us to bond with others and create valuable memories.

Make a list of things you like to do that are free or cost very little money.

Most communities have plenty of free activities at the local library, community centers, and around town. Check out the local newspaper or the city website.

Going for a walk, hike, picnic, or camping are inexpensive activities that will put you in closer contact with yourself and your loved ones, therefore boosting your feelings of happiness.

8 – Repeat Positive Statements

The thoughts and words we repeat the most become our thinking pattern and behavior.

Many times we just criticize ourselves or only see what we are doing wrong.

We can feel happier if we purposefully look for and repeat positive statements to ourselves. To be happy if you are poor, some helpful affirmations are:

  • I know how to budget money
  • More money is coming my way
  • I save money every day

These affirmations may feel unrealistic in the beginning but the more you repeat them to yourself, the more your behavior will reflect these statements.

Here are more Tips on How Affirmations Can Make You Happy.

9 – Associate with Like Minded People

Another important aspect is to surround ourselves with positive and supportive individuals.

Nurturing our relationships is crucial for our overall well-being.

Taking the time to connect with loved ones, whether it’s through phone calls, video chats, or in-person meetings, can significantly impact our happiness.

Building and maintaining strong relationships provides us with a support system, a sense of belonging, and a source of joy and companionship.

The reason most poor people are depressed is that they compare themselves with others who have more money.

By doing so, we may end up focusing on everything we do not have and therefore feel unhappy.

On the other hand, spending time with like-minded people will feel encouraging and will help us learn from each other and celebrate our victories.

Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

Franklin D. Roosevelt

10 – Set Realistic Goals

Set daily, weekly, monthly, and annual goals.

Make sure your goals are measurable and realistic.

Ask yourself what am I going to do to achieve these goals?

Keep track of the steps that you are taking towards your goals.

Further, you can do this by writing down the goals that you want to achieve, how you plan to get there, and the things that you have already achieved so far.

This will help you keep motivated to do even better because without feeling success, you might give up on your aspirations when things get tough.

Here are more tips on How Working on Your Goals will Make You Happy.

It is not the man who has too little, but the man who craves more, that is poor.


11 – Budget, Save, and Splurge

In order to feel better about money, it’s important to have the feeling that you already have money.

Many people feel poor because they overspend. Regardless of how much money we make it seems there is always more and more to buy.

Keep track of how much money you earn and how much money you spend to make sure you can put away some cash in case of an emergency.

Include a goal to save some money every month, even if it only is a couple of dollars, over time it will grow and you will feel better about money.

At the same time, put aside some money to splurge on something that makes you feel good such as special food, drink, or activity.

12 – Stay Active

Schedule some time for physical activity in your day. You may go for a run, exercise along with a YouTube video, or walk the dog.

Including daily physical activity will help your body produce endorphins and you will feel more positive about yourself and your circ*mstances.

Here are more Tips on How Exercise Can Make You Happy.

13 – Meditate

Spend some time every day focusing on positive images or focusing on your breath.

Sometimes we keep worrying about how to make ends meet or how to make more money and the result is more feelings of anxiety.

Meditation is something we can do daily and it does not cost any money. Just sit in a quiet place and focus on your breath.

Here are more Tips on How Meditation Can Make You Happy.

14 – Journal

Writing down your ideas, thoughts, and goals will help you trace a clear path toward the life you want to live.

You can use any notebook and write down your thoughts, ideas, plans, goals, and how to achieve them.

Moreover, writing down your thoughts will give you more creative ideas on how to be happy if you are poor.

Here are more Tips on How Journaling Can Make You Happy.

15 – Prioritize

Think about what action to take first?

What are some areas where you could save more money?

Would preparing your own meals be helpful?

Are walking, riding a bike, using public transportation, or carpooling good options?

It is easy to spend a lot of money on things we don’t need but when we don’t have enough money for everything we want, we have to prioritize and decide what we will buy next.

What are your priorities? Do you care more about a new car or spending more time with your kids?

It’s also important to set boundaries and learn to say no when necessary. In a society that often celebrates busyness, it can be tempting to overextend ourselves and take on more than we can handle.

However, learning to recognize our limits and focusing on activities and relationships that truly nourish us will ultimately lead to greater fulfillment and happiness.

Use these easy tips to feel happy even if you are poor.

What strategies will you use to be happy without spending a lot of money?

Let me know in the comments below.

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How to Be Happy if You Are Poor or Don't Have Enough Money: 15 Easy Tips - Happiness On (2024)


How to Be Happy if You Are Poor or Don't Have Enough Money: 15 Easy Tips - Happiness On? ›

Yes, a person can be poor but still be happy. Happiness is a subjective and multifaceted experience that can be influenced by various factors, not solely dependent on financial wealth. People can find contentment, joy, and fulfillment in aspects of life that go beyond material possessions or financial stability.

How to be happy even if you are poor? ›

How To Be Happier Without Spending a Lot of Money
  1. Strengthen Bonds With Family and Friends. ...
  2. Create a Gratitude Journal. ...
  3. Go for a Walk. ...
  4. Define 'Fun' for You. ...
  5. Start a Pay-It-Forward Line. ...
  6. Say 'No' ...
  7. Smile Even If You Don't Feel Like It. ...
  8. Strive for Serenity and Security.
Sep 29, 2020

Can you still be happy even if you're poor? ›

Yes, a person can be poor but still be happy. Happiness is a subjective and multifaceted experience that can be influenced by various factors, not solely dependent on financial wealth. People can find contentment, joy, and fulfillment in aspects of life that go beyond material possessions or financial stability.

How to enjoy life with less money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

What to do if I'm poor? ›

Spend time with friends and family.

Strong social support systems will build psychic resilience. In the face of adversity, including poverty, you will be less likely to feel anxious, worried, or depressed when you know you have friends and family you can rely on.

How to live when broke? ›

Budgeting When You're Broke
  1. Avoid Immediate Disasters. ...
  2. Review Credit Card Payments and Due Dates. ...
  3. Prioritizing Bills. ...
  4. Ignore the 10% Savings Rule, For Now. ...
  5. Review Your Past Month's Spending. ...
  6. Negotiate Credit Card Interest Rates. ...
  7. Eliminate Unnecessary Expenses. ...
  8. Journal New Budget for One Month.

How can I be kind to the poor? ›

Cultivate a heart of compassion and empathy toward those experiencing poverty. This means actively seeking to understand their struggles, listening to their stories and treating them with dignity and respect.

Are you happier rich or poor? ›

Reconciling previously contradictory results, researchers from Penn and Princeton find a steady association between larger incomes and greater happiness for most people but a rise and plateau for an unhappy minority.

Are we happier without money? ›

The Killingsworth Study

They were also surveyed about their income and satisfaction with their lives. Using this data, which constituted over 1.7 million experience samples, Professor Killingsworth found that larger incomes “were robustly associated” with both greater happiness and greater life satisfaction.

Can you ever be truly happy without money? ›

Happiness depends on multiple factors, including personal values and needs. Income levels can positively or negatively impact both happiness and stress. Gratitude for other areas of life can create feelings of happiness regardless of a person's financial situation.

How to get money fast? ›

How to make money fast
  1. Test user experiences. ...
  2. Take surveys online. ...
  3. Sell stock photos. ...
  4. Sell other stuff you already own. ...
  5. Become a dog walker. ...
  6. Try pet sitting or animal care. ...
  7. Consider house sitting. ...
  8. Drive for a rideshare company.
Dec 13, 2023

How to start a new life without money? ›

  1. Shift Your Mindset: From Scarcity to Abundance. ...
  2. Assess Your Skills and Talents. ...
  3. Set Clear Goals and Prioritize. ...
  4. Create a Budget and Reduce Expenses. ...
  5. Explore Alternative Housing Options. ...
  6. Generate Income with Creative Solutions. ...
  7. Seek Support and Leverage Networks. ...
  8. Invest in Continuous Learning and Personal Growth.
Jul 11, 2023

How can I afford to live? ›

Use the 50/30/20 rule. The benefit of this budget method is its simplicity. You take your after tax income and divide it into three categories—50% to needs 30% to wants, and 20% to long-term savings.

How to be poor and live well? ›

11 'Poverty Finance' Tips To Help You Live Beneath Your Means
  1. Budgeting: The Foundation of Financial Control. ...
  2. Cut Back Wisely by Prioritizing Your Needs vs. ...
  3. Identify Spending Triggers. ...
  4. Avoid Debt Whenever Possible. ...
  5. Join Your Local 'Buy Nothing' Group. ...
  6. Explore Community Support Options. ...
  7. Bake Your Own Bread.
Sep 9, 2023

How to stop being cash poor? ›

Living frugally and cutting back on non-essential spending, such as eating out, travel expenses, and entertainment subscriptions, can ease the stress of not having enough money at the end of the month. Additionally, explore ways to cut expenses as a homeowner — not all homeownership costs are set in stone.

How to stop being broke? ›

Use the 50/30/20 Rule: Allocate 50% of your income to needs, 30% to wants, and 20% to savings and debt repayment. Adjusting these percentages to fit your goals can help accelerate your savings. Save Your Raises and Bonuses: Resist the temptation to increase your spending with every raise or bonus.

How to not feel bad about being poor? ›

Another way to change your perspective is to volunteer at a homeless shelter or a food pantry. Seeing what real poverty looks like will help you realize how much you have to be grateful for. At the same time, doing something to help others who are less fortunate will help you feel good about yourself.

Do you need money to be happy? ›

Money contributes to happiness when it helps us make basic needs but the research tells us that above a certain level more money doesn't actually yield more happiness.

How to be happy without buying things? ›

Replace shopping with other activities

Shopping does truly bring some people happiness—and that's okay! But shopping bags aren't the only good thing in life. Think about what else you enjoy besides spending money. If you find yourself pulling up your favorite shopping website, go for a walk or call a friend instead.

How could any wealthy person fail to be happy? ›

Why a wealthy person might be unhappy. Someone may be in a safe environment but still feel insecure, spend a lot of money on health care but are unhappy with their appearance, maintain a healthy lifestyle but are unhealthy, and try to have fun with friends and family but cannot connect with anyone.

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